I've got a theory, not a particularly original theory admittedly, that we all think we're poorer than we actually are (something to do with our celebrity obsessed culture). It only takes a few seconds to plug in some numbers to the Channel 4 Rich-o-meter or The Institute for Fiscal Studies' 'Where do you fit in?' page to see how rich, or otherwise, you are. The Channel 4 one is interesting since it allows you to compare yourself to the rest of the world, which shows even a very modest UK salary is pretty damn good when compared globally. The Institute for Fiscal Studies' version is probably more accurate since it is based on household income rather than personal income.